Finance Center
Finance Center in Oelwein, IA
Welcome to Birdnow Motor Trade’s Finance Center, your go-to automotive dealer for both new Chevrolet and Ford models as well as pre-owned vehicles in Oelwein, IA. Our financing experts are here to assist you with leasing, financing, or selling your vehicle. We provide competitive financing rates and flexible terms on our vast selection of cars. Our finance specialists will guide you through the financing process and help you acquire your next vehicle quickly. To begin the financing process, fill out our secure finance application online or contact us at Birdnow Motor Trade today.
If you’re unsure about leasing or financing, review the benefits each option offers. This will help you make a well-informed decision that suits your individual budget and lifestyle needs. Whether you prefer leasing a new model for a few years or investing in your future by financing, the choice is entirely up to you. Shop with confidence knowing that you’re making the right decision.
What’s the difference between Leasing and Financing?
Financing
Experience the full benefits of ownership by choosing to finance your purchase. With financing, you can add a long-term asset to your portfolio while enjoying the freedom to choose the terms and creditors that work best for you. This option is perfect for those with somewhat decent credit scores who plan on putting in a lot of miles on their vehicle through road trips, carpools, or any other means. Unlike leasing, financing doesn’t limit or charge you for miles, and it allows for customization without fear of added damage charges. Enjoy your ride to the fullest with financing.
Leasing
Leasing is an excellent option for staying up-to-date with the latest styling, technology, and performance features of vehicles. Leasing a new vehicle has become more accessible than ever, with our short two to three-year terms, low down payment, and affordable monthly payments. Additionally, when you choose to lease, you won’t have to concern yourself with vehicle depreciation, reselling, or committing to a long-term payment plan.
What are the benefits of financing?
- You own and can sell or refinance your vehicle.
- No mileage restrictions.
- You can customize and alter your vehicle.
- No car payments once paid off.
- Multiple lender options to get the best rates.
What are the benefits of leasing?
- Lease payment covers only the vehicle’s depreciated value, not the entire purchase value.
- Lease payments cost less than if you were to finance.
- Down payments on leased vehicles are less than financed.
- Leases run for 24 to 48 months and are covered under the general warranty.
- If you don’t drive far or a lot, leases may be a great option.
- You have multiple end of lease options.
Extended Protection
Chevrolet Protection Plan can provide convenience and comfort and enhance your ownership experience. Each GM brand offers seamless coverage and benefits that continue even after your new vehicle warranty expires, so you can relax and enjoy the ride.
The optional Extended Limited Warranty may be selected for new Chevrolet vehicles at the time of vehicle purchase. When you choose the optional Extended Limited Warranty, your coverage is 5 years/60,000 miles, whichever comes first. Extended Limited Warranty is only available at the time of new vehicle purchase. Chevrolet’s optional Extended Limited Warranty has no deductible and coverage is the same as the standard term Bumper-to-Bumper Limited Warranty.
Chevrolet Protection Plans can give you the confidence and comfort you need to enhance your Chevrolet ownership experience. From Chevrolet Tire and Wheel Protection to GAP coverage and more, find new roads with confidence you can only get from Chevrolet Protection products. Click here for more information on Chevrolet Protection products.
Visit Birdnow Motor Trade of Oelwein Today
From buying a new or used vehicle to financing and servicing, Birdnow Motor Trade of Oelwein is your one-stop shop for all your automotive needs. In a commitment to our customers, we offer vehicles at all price points so that everyone can find a vehicle that will fit their lifestyle and budget. To ensure our drivers enjoy the same great performance for years into ownership, we also have a team of certified and trained Chevrolet and Ford service technicians who work in our state-of-the-art service center. If you prefer to repair it at home, we also have a parts center stocked with genuine parts.
At Birdnow Motor Trade of Oelwein, we want all of our customers to enjoy the vehicle buying experience, which is why our friendly and attentive sales team is always here to assist you and answer any questions. Give us a call at 319-283-5571 or visit Birdnow Motor Trade.
Financing FAQs
- Warranty coverage and ability to buy
- Enjoy the latest technology and stylings
- Available incentives and rewards
- Available Chevrolet Advanced Lease Protection for Chevrolet models
- Mileage limitations
- No customizations
- Excessive wear cost
- Not an asset
- Mileage limitations
- No customizations
- Excessive wear cost
- Not an asset
- Higher monthly payments
- Higher down payment
- Higher repair costs
- Vehicle depreciation
- Lease a new model
- Buy a new model
- Buy your currently leased vehicle
- Walk away after an inspection
- Scheduling your inspection
- Review and make possible repairs
- Make an appointment at a dealer
- Complete a federal odometer/lease termination statement
- Pay any lease liability fees/charges
- Pay any additional charges
After arranging a return date, clean and retrieve personal items from the storage compartments. You should also clear the navigation system of all saved addresses, erase programmable garage door codes, and delete all saved phone numbers. Then make sure the following equipment is present in the vehicle:
- All keys and key fobs
- Owner’s manual
- Entertainment system headphones
- Other accessories included in the lease package
- Original manufacturer wheels at the time of the lease
- Power charging cables for electric vehicles